Tag: Advisor
True Diversification for Each Stage of Life (Ep. 5)

True Diversification for Each Stage of Life (Ep. 5)

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Have you modified your investment approach to match your current stage of life? Investment strategies that worked well in the past may not be suited for those approaching or who are already retired.

In this episode, Nate Yeomans and Gregg Indovina explore the importance of adapting investment strategies according to different life stages. They challenge the typical idea of diversification, suggesting a truly diversified portfolio should include various asset classes and risk management techniques.

Nate & Gregg touch on: 

  • Why investments should be adjusted based on life’s phases
  • What is the goal during the income phase of retirement in terms of investments
  •  What is a common misconception about investment returns and successful retirement plans
  • How can true diversification be achieved in portfolios, including different asset classes and risk management techniques
  • And more

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Building Your Retirement Foundation (Ep. 4)

Building Your Retirement Foundation (Ep. 4)

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Every retirement needs a solid foundation to build on and grow. A major part of that foundation is ensuring you have enough retirement income to support you after your paycheck.

In this episode, Nate Yeomans and Gregg Indovina discuss the first step in building your retirement foundation, and building and protecting your retirement income. They explore key strategies to ensure your investments develop into the retirement income you need by the time you retire and prevent losses during retirement. 

Nate & Gregg discuss: 

  • The importance of variable income sources when building retirement plans
  • How annuities provide protection for retirement investments
  • The four types of annuities and how they fit within investment planning
  • The pros and cons of including annuities in your investment plan
  • And more

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Maximizing Fulfillment in Retirement Planning (Ep.3)

Maximizing Fulfillment in Retirement Planning (Ep.3)

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When you think about retirement planning, money and savings are some of the first words to come to mind. But what goes into building a plan that will help that money last?

In this episode, Nate Yeomans and Gregg Indovina discuss what many people don’t think about when building an effective retirement plan. They share their approach to creating a fulfilling retirement plan based on the client’s goals that adapt to market fluctuations and the client’s needs.

Nate & Gregg focus on: 

  • What goes into building an effective retirement plan beyond money
  • The ABZ model of creating a fulfilling retirement plan
  • How taxes can impact the strategies for required minimum distributions
  • What a sound financial plan needs to entail
  • And more

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The Value of Financial Education for People Looking to Retire (Ep. 2)

The Value of Financial Education for People Looking to Retire (Ep. 2)

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How old were you when you learned how to write a check or create a budget? How much do you know and understand about building a retirement plan for your future?

In this episode, Nate Yeomans and Gregg Indovina discuss the lack of financial education in schools and its impact on individuals’ ability to navigate their financial lives, particularly as they approach retirement. They touch on how a lack of comprehensive financial education leaves individuals ill-prepared to make informed decisions about their finances and retirement plans.

Nate & Gregg explore: 

  • The gap in educating people on financial and retirement topics from an early age
  • How the lack of financial literacy impacts their retirement planning later in life
  • What changes between earning a paycheck and entering retirement
  • The different influences on retirement planning, from Social Security and healthcare to taxes and estate planning
  • And more

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This commentary reflects the personal opinions, viewpoints and analyses of Design Wealth Advisors. It does not necessarily represent those of RFG Advisory, their clients, or their employees. This commentary should not be regarded as a description of advisory services provided by Design Wealth Advisors or RFG Advisory, or performance returns of any client. The views reflected in the commentary are subject to change at any time without notice.

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