Month: February 2024
Protecting Your Retirement Income: Strategies to Navigate Market Uncertainty (Ep. 7)

Protecting Your Retirement Income: Strategies to Navigate Market Uncertainty (Ep. 7)

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No one can control or understand how the market will move in the future. What you can do is prepare for the eventuality and secure your investments. How are you protecting your retirement income from unexpected market changes?

Nate Yeomans and Gregg Indovina discuss the difficulties of securing income during retirement, emphasizing the risks associated with the sequence of returns. They scrutinize the conventional 4% withdrawal guideline and propose different approaches such as time segmentation and variable withdrawal rates to maintain a steady income throughout retirement. 

Nate & Gregg focus on: 

  • What are the challenges and risks associated with retirement income
  • What is a sequence of returns risk, and how does it impact a retiree’s financial plan
  •  How do different approaches to retirement income planning, such as time segmentation and dynamic distribution rates, propose to address retirees’ needs
  • Why is managing retirement income sustainability throughout retirement important
  • And more

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Content here is for illustrative purposes and general information only. It is not legal, tax, or individualized financial advice; nor is it a recommendation to buy, sell, or hold any specific security, or engage in any specific trading strategy. Results will vary. Past performance is no indication of future results or success. Market conditions change continuously.

This commentary reflects the personal opinions, viewpoints and analyses of Design Wealth Advisors. It does not necessarily represent those of RFG Advisory, their clients, or their employees. This commentary should not be regarded as a description of advisory services provided by Design Wealth Advisors or RFG Advisory, or performance returns of any client. The views reflected in the commentary are subject to change at any time without notice.

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